Ardor is a software platform ONLY and does not conduct any independent diligence on, or substantive review of, any blockchain asset, digital currency, cryptocurrency or associated funds. You are fully and solely responsible for evaluating your investments, for determining whether you will exchange blockchain assets based on your own judgment, and for all your decisions as to whether to exchange blockchain assets with Ardor. In many cases, blockchain assets you exchange on the basis of your research may not increase in value, and may decrease in value. Similarly, blockchain assets you exchange on the basis of your research may fall or rise in value after your exchange.

Ardor serves solely as a software platform and does not perform independent evaluations or reviews of blockchain assets, digital currencies, or cryptocurrencies. It is your sole responsibility to conduct thorough research and exercise personal judgment when assessing investments or deciding to exchange blockchain assets. Be aware that the value of blockchain assets you choose to exchange may fluctuate, potentially decreasing or increasing after the exchange, and Ardor is not liable for these investment outcomes.